For longer trips, International Health Insurance.com recommends a unique
plan designed by IMG and Sirius
International for people traveling outside their country of citizenship
for a minimum of 6 months. ExPatriot PlusSM
ExPatriot Plus®
provides coverage for US citizens AND non-US citizens traveling outside
their country of citizenship for a minimum of six months up to a maximum
of two years. ExPatriot Plus must be purchased for a minimum initial
period of six months, and is renewable for a total of two years by those
traveling outside the US. For non-US citizens traveling within the US,
ExPatriot Plus may be renewed for up to one year of total coverage. A new
Deductible and Coinsurance will apply for each Period of Coverage.
Policy Premiums ExPatriot Plus® Policy Monthly Premiums for Citizens
traveling outside their country of citizenship.
|
EXPATRIOT PLUS® POLICY PREMIUMS |
|||||
| 500,000 MAX | 1,000,000 MAX | 2,000,000 MAX | 500,000 MAX | 1,000,000 MAX | |
| US CITIZEN | US CITIZEN | US CITIZEN | NON-US CITIZEN | NON-US CITIZEN | |
| option 10 | option11 | option 12 | option 13 | option 14 | |
|
AGE |
One Month | One Month | One Month | One Month | One Month |
|
18-29 |
$43.00 | $48.00 | $54.00 | $64.00 | $75.00 |
|
30-39 |
$57.00 | $63.00 | $72.00 | $84.00 | $97.00 |
|
40-49 |
$73.00 | $81.00 | $99.00 | $126.00 | $142.00 |
|
50-59 |
$122.00 | $136.00 | $153.00 | $178.00 | $205.00 |
|
60-64 |
$153.00 | $180.00 | $201.00 | $207.00 | $248.00 |
|
65-69 |
$158.00 | $189.00 | $243.00 | $226.00 | $270.00 |
|
DEP CHILD |
$27.00 | $28.00 | $34.00 | $28.00 | $39.00 |
|
CHILD ALONE |
$41.00 | $45.00 | $52.00 | $49.00 | $66.00 |
All premium rates are in US dollars and
are effective through 6/30/2002. Rates include 2.5% surplus lines tax. A
dependent child is your child shown on the Enrollment Form over 14 days
and under 18 years of age, traveling with you, and for whom premium has
been paid.
Benefit Period. If a covered injury or illness requires continuing
treatment after the policy expires, the Benefit Period may provide
continued coverage. When the policy expires, IMG will review the date of
the initial treatment for the covered injury or illness. If treatment
began less than six months before the policy expired, benefits for the
covered injury or illness will continue subject to the Policy Limits until
there has been six months of coverage. The Benefit Period serves as an
extension of benefits and does not limit the treatment time during the
Policy Period.
To Report
Claims...............................
Please mail to IMG
International Medical Group, Inc.
407 Fulton Street
Indianapolis, IN 46202 U.S.A.
Please include Identification Number in all correspondence.
The information here contains only a consolidated and summary description
of all current Patriot Travel Medical Insurance benefits, conditions,
limitations and exclusions. A certificate containing the complete Policy
Wording with all terms, conditions and exclusions will be included with
the fulfillment kit. In support of Patriot Travel Medical InsuranceSM,
IMG has established the Global Medical Services Group Insurance Trust, in
Indiana. The trust owns a master group international travelers insurance
policy. Individual certificates of insurance are issued from the master
policy.
Underwritten by: Sirius International Insurance Corporation
| Medical Coverage for 15 days to 6 months | Medical Coverage for 1 year or more | Frequent Travel Plans for Executives | Group Medical Plans for 15 days to 2 years | Worldwide Group Benefits Plans |